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How It Works

Dividends

Virginia Commerce has a rich history of premium return to its membership. Since inception, over $30 million has been declared in the form of dividends. Effective loss control programs, comprehensive claims handling and sound underwriting have all contributed to the Group’s success.

View our outstanding over $30 million dividend history

What Is Self-Insurance?

Self-insurance through Virginia Commerce lets members pool funds to protect their employees under Virginia’s Workers’ Compensation system. Those funds are invested and managed locally, claims are controlled hands-on, and surplus money, when available, can be returned to members in the form of dividends.

What Makes It Work:
  • Shared risk and accountability

  • Active safety engagement

  • Cost control through efficient claims handling

  • Potential dividends when performance is strong

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Virginia Commerce
1702 Mills Road
Richmond, VA 23233
Email:
Phone:
Contact Virginia Commerce
Interested in learning more about partnering with Virginia Commerce or becoming an agent for one of our programs? Contact our local team today!

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